The Zebra allows you to compare car insurance rates side-by-side in 2025 by providing a platform where you can view quotes from over 100 insurance companies, including major providers like GEICO, Progressive, Nationwide, Liberty Mutual, and Allstate…

According to NerdWallet’s analysis for July 2025, the best car insurance companies based on affordability, coverage options, customer satisfaction, and financial strength are:

1. Travelers – Rated best overall insurer. Travelers offers a broad range of coverage options and discounts, with average rates below the national average ($1,709/year…

To buy auto insurance in 2025, follow these four essential steps to ensure you get the right coverage at the best price:

Step 1: Determine Your Coverage Needs

• Assess what types of coverage you require based on your state’s minimum requirements, your car’s value, your budget, and personal…

The Ultimate Guide to Cheap Car Insurance: Find Your Lowest Rates in 2025

Finding the lowest car insurance rates in 2025 means more than just picking the cheapest company—it’s about balancing price, coverage, and service. Here’s how to secure the best deal this year, based on the latest expert analysis:

Cheapest Car Insurance Companies in 2025…

The future of insurance distribution in 2025 is defined by the rapid adoption of digital platforms and a relentless focus on customer experience. Insurers, agents, and technology providers are leveraging new tools and data-driven approaches to deliver more personalized, seamless, and efficient journeys for policyholders.…

Managing supply chain risks through insurance solutions in 2025 has become a strategic imperative for businesses facing increasingly complex and interconnected threats. Companies are leveraging a range of insurance products and risk transfer strategies to address disruptions from natural disasters, cyberattacks, geopolitical instability, and more.

Key Insurance Solutions for…

Life insurance sales in the U.S. are experiencing robust growth and notable product innovation in 2025, driven by heightened consumer awareness, strong equity markets, and advances in product design and distribution.

Sales Trends

• Premium Growth:
  
  U.S. individual life insurance new annualized premium…

In 2025, insurers are responding to catastrophic weather events with a combination of strengthened financial resilience, enhanced risk management, and strategic adaptation to a more volatile climate environment:

• Stronger Capital and Surplus Buffers:
  
  U.S. property and casualty insurers enter the 2025 hurricane and severe weather season with record-high…

Reinsurance is a cornerstone for stabilizing the U.S. insurance market in 2025, providing financial resilience, risk diversification, and capacity expansion for primary insurers.

Key Roles and Impacts:

• Risk Transfer and Diversification:
  
  Primary insurers transfer portions of their risk portfolios to reinsurers, reducing their exposure to…

In 2025, U.S. insurance regulation is undergoing significant changes, reflecting both federal and state priorities, as well as responses to emerging risks, technology, and evolving consumer needs. The most notable regulatory changes and trends affecting the insurance industry include:

1. Emphasis on State-Based Regulation

• The National Association…

Usage-based auto insurance (UBI) in the U.S. has evolved rapidly by 2025, driven by telematics, consumer demand for fair pricing, and technological innovation.

Key Developments and Trends:

• Market Growth and Penetration:
  
  The U.S. automotive usage-based insurance market is expected to reach $69.8 billion in 2025, with North America holding…

In 2025, the U.S. and global commercial insurance market presents a landscape of both opportunities and challenges for buyers:

Opportunities

• Market Softening and Increased Competition:
  
  Commercial insurance rates declined by 3% globally in Q1 2025, marking the third consecutive quarter of decreases…

Navigating flood insurance in the modern U.S. market in 2025 requires understanding a landscape shaped by escalating climate risks, evolving insurance products, and significant public-private sector shifts.

Key Dynamics in 2025:

• Escalating Flood Risk and Insurance Gap:
  
  Climate change is intensifying the frequency and severity of flooding…

Homeowners insurance costs in 2025 are rising sharply across the U.S., driven by escalating climate risks, inflation, and higher rebuilding expenses. The national average premium is projected to increase by 8% to $3,520 per year by the end of 2025, with some states facing much steeper hikes—Louisiana (+27%) and California (+21%) are among the hardest hit. States like Hawaii, Iowa, and Minnesota are also expected to see increases of 15% or more…

Social inflation is significantly increasing U.S. insurance premiums in 2025, and its impact is expected to persist and intensify. Social inflation refers to the rising costs of insurance claims that outpace standard economic inflation, primarily driven by societal trends such as increased litigation, larger jury awards (including "nuclear verdicts" exceeding $10 million), aggressive attorney advertising, third-party litigation funding, and a…

In 2025, AI and telematics are fundamentally transforming auto insurance by enabling highly personalized, data-driven, and efficient products and services:

Telematics: Usage-Based and Personalized Pricing

• Telematics devices (in-car hardware or smartphone apps) and connected…

The 2025 global insurance outlook is characterized by a general trend toward market softening and robust growth prospects, though with important nuances by region and line of business:

Market Softening

• Property insurance rates are…