Bundling your auto insurance with other policies—such as home, renters, or condo insurance—remains one of the most effective ways to lower your auto insurance quote in 2025. Here’s how to maximize your savings and what to consider:

•  Most insurers offer significant discounts when you purchase more than one type of policy from them. This is often called a “bundling” or “multi-line” discount.

•  The average bundling discount in 2025 is around 20%, but some companies offer savings up to 25% or more.

•  Allstate, Farmers, Nationwide, State Farm, Travelers, GEICO, and Progressive are among the leading insurers with strong bundling discounts this year.

•  Pay one company, access all policies in one place, and often deal with just one deductible if a single event affects both home and auto.

•  Bundling can make you less likely to be dropped by your insurer, especially in high-risk states.

•  Many companies extend bundling to renters, condo, motorcycle, boat, and RV insurance.

•  Not all bundles are equal—sometimes separate policies from different companies are cheaper, so always compare bundled and unbundled rates.

•  Ensure the bundled policies meet your coverage needs for both auto and property, not just the lowest price.

•  Loyalty, claims-free, and protective device discounts can stack with bundling for even more savings.

•  Since you’re placing more assets with one insurer, check satisfaction and claims ratings.

“Typical bundling discounts with many top carriers hover around 20 percent. Allstate, Farmers, Nationwide, State Farm and Travelers stand out as the top five carriers with the most significant or unique bundling discounts in 2025.”

Bundling home, renters, or other insurance with your auto policy can cut your premium by 20% or more in 2025. Compare offers from top carriers, review coverage and service quality, and look for extra discounts to maximize your savings.