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Compare Car Insurance Rates Side-by-Side in 2025 – The Zebra

The Zebra allows you to compare car insurance rates side-by-side in 2025 by providing a platform where you can view quotes from over 100 insurance companies, including major providers like GEICO, Progressive, Nationwide, Liberty Mutual, and Allstate. The process is straightforward: you enter your ZIP code, vehicle details, and driving history, and The Zebra matches you with quotes from top carriers in your area, often showing real-time pricing directly on its website.

Key features of The Zebra’s comparison tool:

  • Wide Network: Access to quotes from a large network of insurers, making it easier to find competitive rates.

  • Side-by-Side Comparison: Instantly view multiple quotes at once, allowing for direct comparison of prices and coverage options.

  • Personalized Quotes: Rates are tailored to your profile, including your driving record, vehicle, and coverage needs.

  • Free to Use: The Zebra does not charge users; it earns commissions from insurers when you purchase a policy through its platform.

  • Quote Accuracy: While many quotes are shown instantly, some may require you to visit the insurer’s website for a final rate, and actual prices may vary after you apply directly with the insurer.

Typical rates (national averages via The Zebra):

Driver Type Liability-Only (Monthly) Full Coverage (Monthly)
Clean driving record $105 $192
Speeding ticket $141 $265
At-fault accident $146 $274
DUI $166 $313
Teen driver $194 $364
Senior driver $85 $160

Benefits:

  • Saves time by aggregating quotes in one place.

  • Helps identify discounts and bundling opportunities.

  • Price tracking: Users can sign up for alerts if better rates become available.

Limitations:

  • Not all quotes are instant: Some require redirection to insurer sites for final pricing.

  • Quote variation: The price shown on The Zebra may differ from the final insurer quote due to underwriting or updated information.

  • Coverage availability: Not all insurers or policy types are available in every location.

Comparison with other tools:
The Zebra stands out for its large provider network and ability to show real quotes on its site, unlike some competitors (e.g., NerdWallet), which may only recommend insurers and require you to visit each provider for a final quote.

In summary, The Zebra is a top-rated, user-friendly platform for comparing car insurance rates side-by-side in 2025, helping consumers quickly find and evaluate the best coverage and prices from a broad selection of insurers

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