Bundling Auto Insurance Policies in 2025: Reviews of the Best Discounts

Bundling your auto insurance with other policies—such as home, renters, or condo insurance—remains one of the most effective ways to save money and simplify your insurance management in 2025. Here’s what reviews and analytics reveal about the best bundling discounts and providers this year:

•  Most top insurers offer bundling discounts around 15–25%, with some (like Amica and Allstate) reaching up to 30% for qualifying customers148.

•  Discounts typically apply to both auto and property policies, maximizing your total savings15.

•  Bundling means one point of contact, consolidated billing, and easier claims handling—especially valuable if a single event (like a storm) affects both your car and home13.

•  Some insurers (e.g., Progressive) offer a single deductible if a covered event damages both your home and car3.

•  is consistently rated best overall for bundling, with up to $1,273 in annual savings and strong customer satisfaction1710.

•  and Nationwide are highlighted for their high bundling discounts and broad availability, though customer service experiences can vary1.

•  and Amica stand out for flexible policy options and high customer satisfaction, especially in regions where they’re available4.

•  offers the largest renters bundling discount at 10%, making it a top choice for renters2.

•  is praised for ease of bundling a wide variety of policies, including RV, boat, and motorcycle insurance, alongside auto3.

• Get Quotes from Multiple Providers: A big percentage discount doesn’t always mean the lowest overall price—compare bundled and standalone quotes to find the best deal for your needs2.

• Consider Customer Service and Coverage: Since more of your assets will be with one company, prioritize insurers with strong financial ratings and positive claims experiences1.

•  Insurers update rates and discounts frequently. Review your bundle each year to ensure continued savings and adequate coverage.

Bundling auto insurance with home, renters, or other policies can save you 15–25% or more in 2025, with top providers like State Farm, Allstate, Nationwide, Travelers, and Amica offering the most competitive discounts and policy features. Always compare quotes, consider customer service, and review your bundle annually to maximize your savings and protection